
EAST STROUDSBURG, PA — Penn Estates Property Owners Association filed civil lawsuits against at least 37 residents and property owners in 2025, with all but one case now closed in Monroe County court. Many homeowners may not realize they were sued, potentially facing default judgments that could affect their credit, property titles, and future financing.
If your name appears on the list below, you may have a court judgment against you. Default judgments can be entered when defendants don’t respond to legal notices, and court records show all 36 closed cases were resolved between June and November 2025.
Why This Matters
If you were sued by your HOA and didn’t respond:
- A judgment may have been entered against you
- A lien may be placed on your property
- Your credit score could be damaged
- Future mortgage refinancing may be blocked
- Foreclosure proceedings could be initiated
Many homeowners miss lawsuit notices due to:
- Mail sent to outdated addresses
- Documents left at properties where owners don’t reside
- Service by posting at the property
- Assumption that HOA letters are just warnings
Complete List of Penn Estates Defendants — 2025
Check if your name appears below. All cases were filed in Monroe County Magisterial District Court (MDJ-43-3-02):
April 2025 Filings
MJ-43302-CV-0000197-2025 – CLOSED
Joseph Cooper and Wanda Cooper
MJ-43302-CV-0000198-2025 – CLOSED
Frederick Evans and Barbara Evans
MJ-43302-CV-0000199-2025 – CLOSED
Thomas Jones III and Sandra Jones
MJ-43302-CV-0000200-2025 – CLOSED
Andre Rasin and Awilda Rasin
MJ-43302-CV-0000201-2025 – CLOSED
Naomi Spires and Gerarld Franklin
MJ-43302-CV-0000202-2025 – CLOSED
Nicola Chiarappa and Joanne Chiarappa
MJ-43302-CV-0000203-2025 – CLOSED
Thomas Dunn and Gary Lightbourne
MJ-43302-CV-0000204-2025 – CLOSED
KLS Holding, LLC
MJ-43302-CV-0000205-2025 – CLOSED
Prentice Sprewell
MJ-43302-CV-0000206-2025 – CLOSED
Evette Maisonet
MJ-43302-CV-0000207-2025 – CLOSED
Tanisha Mayes
MJ-43302-CV-0000208-2025 – CLOSED
Jaqua Clayton
MJ-43302-CV-0000209-2025 – CLOSED
Natasha Ottley
MJ-43302-CV-0000210-2025 – INACTIVE
Manoa Vargas
MJ-43302-CV-0000211-2025 – CLOSED
Kiron Dewitt
MJ-43302-CV-0000287-2025 – CLOSED
Dolly Wilkins
MJ-43302-CV-0000288-2025 – CLOSED
Judith Valentin
MJ-43302-CV-0000289-2025 – CLOSED
Ninamarie A. Yendrick
June 2025 Filings
MJ-43302-CV-0000290-2025 – CLOSED
Tyrone Singleton
MJ-43302-CV-0000291-2025 – CLOSED
Job Baez
MJ-43302-CV-0000292-2025 – CLOSED
Romane K. Hunt
MJ-43302-CV-0000293-2025 – CLOSED
Diego Ostolaza
MJ-43302-CV-0000294-2025 – CLOSED
Delano Lamin
MJ-43302-CV-0000295-2025 – CLOSED
Roslyn Olker
MJ-43302-CV-0000296-2025 – CLOSED
Douglas Christian and Alisha Christian
MJ-43302-CV-0000316-2025 – CLOSED
Manso Edward Samura
MJ-43302-CV-0000317-2025 – CLOSED
Stephany Cartagena
MJ-43302-CV-0000318-2025 – CLOSED
Manuel Braga
MJ-43302-CV-0000319-2025 – CLOSED
Emely Enriquez and Milton Bryan Pita
MJ-43302-CV-0000320-2025 – CLOSED
Granville Steverson and Elise Steverson
MJ-43302-CV-0000321-2025 – CLOSED
Raymond Van Orden III and Maryann Van Orden
MJ-43302-CV-0000323-2025 – CLOSED
Rosemary Amalbert, Arsenio Amalbert Jr., and Tatiana Amalbert
MJ-43302-CV-0000324-2025 – CLOSED
Richard Eller and Mary Eller
MJ-43302-CV-0000325-2025 – CLOSED
Besnik Hadzibrahimovic and Sani Hadzibrahimovic
MJ-43302-CV-0000326-2025 – CLOSED
Derrick Coles and Loutanjir Coles
August 2025 Filing
MJ-43302-CV-0000442-2025 – CLOSED
Colette Bullock (A/K/A Colette C. Logan)
Also named: First Title & Escrow, Inc. and Eagle Bank
One Resident Sued Back
MJ-43302-CV-0000047-2025 – CLOSED (February 5, 2025)
Rosemary Elliott v. Penn Estates Property Owners Association
This was the only case in 2025 where a Penn Estates resident sued the HOA. The case is now closed.
How to Check Your Case Status
If your name appears above, you should immediately:
1. Look Up Your Case Online
Visit: ujsportal.pacourts.us
- Click “Case Search”
- Search by your name or docket number
- Select “Monroe County” and “Magisterial District”
- Download your docket sheet
2. Call the Court Directly
Monroe County Magisterial District Court 43-3-02
Contact Monroe County court administration for information
3. Request a Docket Sheet
You can request copies of court documents to see:
- What you were sued for
- When you were served (or if service was attempted)
- What judgment was entered
- How much you owe
- Whether a lien was filed
What “CLOSED” Means
A “closed” case typically means:
- Default judgment entered (you didn’t respond)
- Settlement reached (you paid or arranged payment)
- Judgment for plaintiff (HOA won in court)
- Case dismissed (HOA withdrew or lost)
Most closed HOA cases result in judgments against the homeowner.
Consequences of Default Judgments
If a judgment was entered against you without your knowledge:
Immediate Consequences:
- Legal debt officially recorded
- HOA can pursue collection actions
- Lien may be filed against your property
- Interest and fees continue to accrue
Credit Impact:
- Judgments can be reported to credit bureaus
- May lower your credit score significantly
- Can affect future loan applications
- May complicate refinancing attempts
Property Impact:
- Lien attaches to your property title
- Must be paid before selling the property
- Can lead to foreclosure proceedings
- Affects clear title for transactions
Legal Costs:
- You may owe HOA’s attorney fees
- Court costs added to your debt
- Collection agency fees possible
- Interest accumulates on judgments
What You Can Do Now
If You Didn’t Know You Were Sued:
Step 1: Get Your Docket Sheet
Obtain official court records showing what happened in your case.
Step 2: Contact an Attorney
A real estate or HOA attorney can advise you on:
- Whether the service of process was proper
- If you can petition to reopen the case
- Options for appealing default judgments
- Negotiating payment arrangements
Step 3: Contact the HOA
Penn Estates Property Owners Association may be willing to:
- Set up a payment plan
- Reduce penalties or fees
- Remove liens upon payment
- Provide accounting of what you owe
Step 4: Check Your Property Title
Order a title search to determine if liens were filed against your property.
If You’re Currently Being Sued:
DO NOT IGNORE IT
- Respond within required timeframes
- Attend all court hearings
- Hire an attorney if possible
- Request payment plans in writing
Understanding HOA Collection Powers
Pennsylvania law grants HOAs significant authority:
Uniform Planned Community Act (UPCA):
- HOAs can file liens for unpaid assessments after 30 days
- Liens include principal, interest, late fees, and attorney costs
- HOAs can foreclose on properties with delinquent accounts
- Foreclosure can occur even for small amounts owed
What HOAs Can Collect:
- Regular monthly/annual assessments
- Special assessments for capital improvements
- Fines for covenant violations
- Late fees and interest
- Legal fees and court costs
- Collection agency fees
Red Flags You May Have Been Sued
Watch for these warning signs:
- Certified mail you didn’t pick up
- Mail from Monroe County court system
- Notices posted on your door
- Mail forwarding issues if you moved
- Calls from collection agencies
- Unexpected credit score drops
- Title issues when trying to sell/refinance
Penn Estates Overview
Penn Estates is a planned community in East Stroudsburg, Monroe County, with:
- Hundreds of residential properties
- Mandatory homeowners association membership
- Regular assessment fees for all owners
- Covenant restrictions and community rules
- Common areas and amenities
Why So Many Lawsuits?
The surge in Penn Estates HOA litigation may reflect:
- Post-pandemic financial hardship affecting homeowners’ ability to pay
- Accumulated delinquencies from 2020-2024
- Strategic collection campaign to recover outstanding debts
- Increased enforcement of covenants and violations
- Budget pressures requiring aggressive collection
Your Rights as a Homeowner
Even if you owe money to your HOA:
- You have a right to proper legal notice
- You can dispute charges you believe are incorrect
- You can request itemized accounting of debts
- You can negotiate payment plans
- You can contest improper liens or foreclosures
- You may be able to reopen cases with improper service
Take Action Today
If your name is on this list:
- Look up your case immediately at ujsportal.pacourts.us
- Download and review your docket sheet
- Contact an attorney for legal advice
- Reach out to Penn Estates HOA to discuss resolution
- Check your property title for liens
Do not ignore this. Default judgments and property liens do not go away and will follow you until resolved.
This article is for informational purposes only and does not constitute legal advice. Consult with a qualified attorney regarding your specific situation.
Case Information Source: Pennsylvania Unified Judicial System Web Portal
Court: Monroe County Magisterial District Court 43-3-02
Data Current As Of: November 24, 2025



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